It’s Never Too Early To Write a Will
But Sometimes It’s Too Late
We service all towns of Lancashire, Greater Manchester & Tameside including: all M and OL postcodes
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Your local Will Writing Consultant can provide no obligation details on how to protect your assets for your loved ones.
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Welcome to Legacy Legal Estate Planning professional services, helping to protect your home and assets from Care Costs
Providing peace of mind for you and your loved ones, and showing how to protect your home and assets for your children and grandchildren
Keeping your assets safe by helping you plan ahead to make sure your intentions are carried out exactly as you wish with nothing left to chance.
It doesn’t have to be complicated, all explained clearly
We explain everything in plain English so you will not be left wondering and confused. We believe that the more information you have the more comfortable you will feel. No stone is left unturned and all your questions will be answered.
We’ll help you to make the right decisions at the right time.
No doubt there will be many choices as you plan for the financial future of your loved ones ready for the time you’ll not be there. You’ll be guided every step of the way to ensure all eventualities are covered, and you can feel easy you’ve done a good job.
Your Will presented to a high professional standard.
Your Will and Trusts (if required) will be presented to you in the highest professional manner as befitting such an important task. We also offer a secure storage facility so you can be confident these important documents are safe and ready for the time they’re required.
Based on the financial information provided, you will receive a recommendation, and this will be provided to you in the form of a bespoke Estate Planning Report.
There’s currently 65 staff, including lawyers and in-house solicitors
Our partner team provides legal services, probate, professional executor, trustee services and tax advice
Protect rental property in the UK and foreign property
Don’t forget if you have buy to lets or a holiday home in the UK or abroad, they form part of your estate and are easily overlooked.
Tax, Trusts and Inheritance Tax.
Assets assigned to a Trust can potentially reduce the tax payable. Our partners are experrts in all aspects of tax planning.
Let others look after your affairs with a Lasting Power of Attorney
Unfortunately, life happens and there may come a time when you’re unable to make the necessary financial decisions you used to make.
Long term care costs
When we talk about long term care, we usually think about getting old, but an accident or illness can strike any any time and care becomes a reality.
You can put off making a Will until it is too late, and this poses all sorts of problems for the people left behind. Not making a Will could mean that some, or all of your Inheritance either goes to the wrong person, or to the state.
Making a Will enables you to plan exactly what will happen to your property (Estate) following your demise. This ensures that those you would like to benefit actually do so, in accordance with your wishes, and at the same time avoiding any possible disputes between relatives. Most importantly is the peace of mind making a Will provides.
In the time it takes to read this article, someone, somewhere will have died Intestate – that is, without leaving a valid Will.
For those people who have died Intestate, the government has written a standard Will, which will almost certainly contradict what their wishes would have been…
…To my Family
I hereby leave you all several months, possibly years, of financial hardship and expense, whilst you go to unnecessary lengths to sort out my affairs.
…To my Spouse/Partner
I hereby leave you some (but probably not all) of what I own.
…To my Children
I hereby leave you the remainder of my Estate and give you the authority to enforce the sale of any part of it (including the family home) to realise your Inheritance.
…To Social Services
If my children are orphaned, I give you the authority of Guardianship and the power to choose who shall look after them, including allocating them to foster parents.
…To the Tax Man
I hereby leave you all the Tax that I could have avoided and given to my family.
…To my Bank and/or Solicitor
I hereby authorise you to charge whatever you feel necessary, to sort out the mess that I have left behind.
I realise that this could make you one of the major Beneficiaries of my Estate.
…To everyone else
I leave you nothing!
The absence of a Will can cause problems, heartbreak, financial hardship and unnecessary expense for your family, at the very worst possible time.
Making a Will is a good start but you may also want to consider the following issues:
Protecting your Children’s Inheritance
Some, or all of your children’s or grandchildren’s (bloodline’s) Inheritance could be lost without the correct “Bloodline Planning”
The Divorce or Separation settlements of future generations.
Protecting your home and assets from Care Costs
Only those who have very few assets will escape the costs of Care.
If you fail to act now:
Protecting the family business
Naturally, you would want to ensure that your loved ones benefit fully from your business.
Without the appropriate Business Succession strategies:
Please take a few moments to answer the following:
If you total up the value of your own and your spouse/ partner’s assets, including any Insurance Policies and Death in Service Benefits is the value above the nil rate band (currently £325k)?
Do you have ‘in-laws’ who you would not like to receive or even gain control of your family assets?
Are you concerned that future Divorces or Separations in the family may dilute the assets which you have left for your children, grandchildren and further generations?
Have you left money to minors in the Will which you would rather be managed by members of the family? rather than a local Solicitor, or worse still the Courts with the associated costs?
Have you left assets to a family member who receives disabled benefits from the state or other state benefits?
Are you concerned that if you go into Care your assets, especially your home can be lost to pay for your Care?
If you have not yet made a Will or answered yes to any of the above questions, then please complete the enquiry form above and contact us for a no-obligation assessment.
Legacy Legal Estate Planning
Mottram, Hyde, Cheshire
Email: info @ legacylegalestateplanning.co.uk